Medical & Pension


Medical inflation typically runs at a rate 3 to 4 times that of normal inflation; and the cost of quality medical care provision around the world is escalating every year: compelling reasons to ensure your assignees secure insurance protection for themselves and their families.

We recommend you and your international assignees obtain broad and innovative health, life, accident and disability programmes. It’s advisable to include cover for emergency repatriation too, as this can be exceptionally costly otherwise.

HCR is not a broker, but we can put you in touch with trusted providers of global health insurance solutions offering financially stable, comprehensive policies delivering access to quality health management resources and information 24/7/365.

It’s a win / win: you can be sure your employees and their families are well-protected; your international assignees can concentrate on what they need to do, without worries about healthcare and support.


Alongside tax and social security issues, the situation regarding pensions – both company and personal – can be complex, differing from country to country.

Many types of pension provision are covered by domestic legislation which may prevent continued membership of a pension plan whilst your employees are working outside the country in which the pension scheme operates.

We urge you to take advice from specialist consultants with expertise in cross border pension provision… if you would like a recommendation, please don’t hesitate to ask.

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